Borrow against your stock portfolio at an ultra low rate

Access rates starting at 5.49% APR

Why pay more than you need to?

Some investors have large taxable brokerage accounts while simultaneously carrying credit card balances between 18-35% APR. Our portfolio-based lending solution offers an alternative.

How it works

1

Transfer your portfolio

Transfer part of your portfolio to an account with Grace.

2

Access low rates

Access ultra low rate borrowing.

3

Withdraw cash

Withdraw cash to pay off your high interest credit card debt.

4

Save money

Potentially reduce your borrowing costs significantly.

Important Information

  • Loans are secured by your investment portfolio
  • Market fluctuations may affect your borrowing capacity
  • Margin calls may require additional deposits or securities sales
  • Not suitable for all investors

Sign up

If you already have an account, you can sign in using our mobile app, please see our onboarding communications for installation instructions.